I have an unfortunate advantage over most readers, I’ve experienced more bear markets and recessions than most of you. Having started my career in Dallas, TX in the early-mid ’80s, it was RECESSION PROOF! Houston was on life support because of oil, and the Rust Belt was…well, the Rust Belt. And inflation and interest rates were almost illegal (ie.15-20% mortgages). But I lived in Dallas, TX where NOTHING COULD GO WRONG!

If you’re like me…you want to LEAD! From early on everything came fairly easy. Growing up in a small midwest farming community, I excelled in sports, theater, school, and just about anything I put my mind to…Went to college to play football, get a degree and launch a fast-tracked career because…well, success had always been right around the corner!